Frequently asked questions

Loans

• Do you check credit scores?
• How much can I borrow from GWCU?
• What is a soft credit check?
• How can I apply for a loan?
• Can I pay off my loan early?
• How long will it take to get a decision on my loan?
• Why was my loan declined?
• Can I borrow more if I already have a loan?
• What documents do I need when applying for a loan?
• Why have I received a direct debit notification if my loan hasn’t been approved?
• I didn't finish my application, how do I go back?
• What happens if I can't afford my loan repayments?
• What is APR?