Frequently asked questions
Does being on the electoral roll affect my credit score?
Being registered on the electoral roll can help improve your credit score because it allows lenders to easily confirm your identity and address when you apply for credit.
While being on the electoral roll won't guarantee you'll be approved for a loan, it can have a positive impact on your credit score and may make it easier for lenders to assess your application.
If you've recently moved home, it's worth checking that your electoral roll details are up to date before applying for credit.
Registering is quick and free. Simply:
1. Visit the GOV.UK voter registration page
2. Enter your name, address, date of birth and National Insurance number
3. Complete and submit the online form
4. Wait for confirmation from your local council
Looking to improve your credit score further?
Being on the electoral roll is a great place to start, but there are other steps you can take too, such as paying bills on time, keeping credit card balances low and regularly checking your credit report.
Read our guide to improving your credit score for more practical tips and advice.