Hero image

Personal Loan calculator

Great Western Credit Union's Personal Loan Calculator is a simple way to see what your monthly repayments might look like. It gives you a quick, clear picture so you can understand the cost of borrowing before you decide what’s right for you.

A Woman Sitting Looking At A Laptop

Estimate your Personal Loan repayments

The numbers you see are based on typical rates and terms, and your actual offer might be different once we’ve looked at your full application. We’ll always lend responsibly and only offer credit that’s affordable.

If you’d like to explore other ways to borrow, you can browse all our loans to find the option that suits you best.

Find out what your repayments might look like

£500
£500
How would you like to pay back?
Months
1
60
Your repayments would be
-

APR -

Interest -

Total to repay -
Apply for this loan

This example is an estimate. The actual rate you're offered could be higher or lower than the rate in this example depending on your personal situation, the loan amount and the term you choose when you apply. You'll see your personal rate before you decide to go ahead.

Personal Loan FAQs

How are my Personal Loan repayments worked out?

Your estimate is based on the amount you want to borrow and how long you’d like to repay it over. It’s designed to help you plan and understand the cost, but it isn’t a personalised quote. This will be calculated when you make your application.

Will using the calculator affect my credit score?

No, using this tool won’t affect your credit score. It’s simply here to help you explore your options with confidence.

Can I use this calculator for other loans?

This calculator is only for our Personal Loan. Other loans may have different rates or terms, so it’s best to check those pages for full details.

How much can I borrow with a personal loan?

With GWCU, you can borrow anywhere from £100 to £15,000 with the personal loan.