FAQs Loans Can I borrow more if I already have a loan?

Frequently asked questions

Can I borrow more if I already have a loan?

Yes, you can apply through the member portal to top up your existing loan. 

To be eligible, you must have: 

  • Made at least one repayment on your current loan 

  • Been making regular payments for at least 3 months 

  • Waited 3 months since your first loan application 

Please note: If you have any overdue payments, you won’t be eligible to apply for a top-up loan. 

If you meet the criteria, you can apply for a top-up loan through the member portal. We’ll review your application just like a new one, and may ask for updated documents or information. 

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