Fixed Rate Saver

Enjoy the peace of mind of a fixed return when you lock your money away for a set time, knowing that your money is protected by the Financial Services Compensation Scheme (FSCS) and used to bring fair loans to local people.

Save with certainty

Your interest rate and date when the Fixed Rate Saver matures are fixed at outset and won't change.

Saving with us doesn’t just make you better off – it helps other local people have better finances too.

Start saving from £1,000 to £80,000
Fixed AER/gross interest of 4.75% payable on maturity date

Things to consider

Once the Fixed Rate Saver starts, you cannot access your money until the maturity date.

The rate shown is a gross rate which means we won't deduct tax. It is your responsibility to pay any tax you owe to the HMRC.

Keep in mind, your initial deposit must be at least £1,000 and you’ll need to hold the minimum balance of £1,000 at the close date to qualify for the Fixed Rate Saver. If you no longer want an account, you must get in touch before the close date (7 March, 2025) to withdraw your money and close it.

What would the estimated balance be at the maturity date based on a £1,000 deposit?

▪ Gross interest will be added at the maturity date at the rate of 4.75% AER.
▪ This means that if you deposited £1,000 on the close date the estimated balance at the maturity date would be £1,047.50.
▪ If you deposited £1,000 on the open date the estimated balance at the maturity date would be £1,051.50.

Please read the full terms and conditions here.

Why choose us

Your money allows us to offer fair loans to local people

Flexible savings accounts that allow you to save what you can, when you can

Your savings are protected by the Financial Services Compensation Scheme

We aim to offer a competitive return on your savings

How to apply

Check you are eligible

To apply for an Easy Saver you need to meet the following criteria:

Age 18 +
Live, work or study in the Bristol and Bath region, Gloucestershire, Wiltshire, Somerset or Dorset
Or be a UNITE and UNISON member from across the South-West

Have your documents ready

You'll need an email address and mobile number to start your application. Make sure you have your National Insurance number, plus proof of identity handy.

If you are unable to provide these during your application, you can save at any time and get in touch to discuss your options.

Get in touch

Start your application

Now that you have everything you need you can get started on your application. It takes about 15 minutes to complete your application and open your account. You can save your application at any time and come back to it later.

Get started