
Christmas Saver
Christmas savings to help make sure your holiday season is filled with joy, not money worries.

Spread the cost of Christmas
Prepare for the festive season with a simple, easy access savings account with your community credit union.
- Start saving from as little as £1
- Set a savings goal to keep you motivated
- Withdraw your pot of money whenever you need
- Peace of mind knowing your money stays protected (up to £85,000) under the FSCS
Key details
This account does not pay interest. This account pays an annual dividend, which is decided by our members at the annual general meeting. Learn more about what a dividend is.
This account is here when you need it most. Withdrawals are allowed with unlimited access.
Save as little as £1.
Opening a savings account with GWCU
Are you eligible?
To begin saving with GWCU, you must meet the following criteria:
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You must be aged 18 or over
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You must live or work in Bristol, Bath, Gloucestershire, Wiltshire, Somerset, and Dorset
Ready to start saving with GWCU?
Applying is easy. Here is what you'll need.
We need this so we can contact you easily. It also helps you verify your account when you log into the member portal.
This is important so we can send your savings account documents to you.
This to prove your identity.
Local credit union savings accounts
Saving for your future and making you better off
Helpful information
Can I open a Christmas Saver at any time?
Yes – you can open a Christmas Saver any time of year.
The earlier you start saving, the more you’ll have when Christmas comes around.
Will I earn interest on my Christmas Saver?
The Christmas Saver account does not earn any interest. As a member-owned organisation, we provide an annual dividend on the account.
Members get to agree the dividend we pay each year at our Annual General Meeting (AGM) which is then shared equally across all members.
When can I withdraw from my Christmas Saver?
You can withdraw your funds from the Christmas Saver at any time of the year.
Whether you want to start Christmas shopping early, or cover an unexpected cost, your savings are here when you need them.
What is the Christmas Saver?
The Christmas Saver is a dedicated savings account to help you plan for the festive season. Save through the year and enjoy Christmas time knowing you have a pot of money to help cover the costs.
Working for our members
Our friendly Member Engagement Team live and work in our communities. They're specially trained and ready to help you.