If your employer offers the Money@Work service, you could access a discounted loan with easy repayments that come direct from your payroll.
If you are looking to consolidate your existing debts, look no further. As a Money@Work partner, you could qualify for our consolidation loan at the discounted rate.
Check your eligibility
Check your employer is one of our Money@Work partners. You must be 18+ to open an account with us.
Have your documents ready
To apply for a loan through Money@Work, you will need an email address, mobile number, NI number, proof of ID and your payroll number (you can find this on your payslip).
If you are unable to provide these during your application, you can save it at any time and contact GWCU for support.
Complete your application
It takes around 15 minutes to complete your application. Our Lending Team will review and get back to you with a decision, or any further requests for information. You can save your application at any time and come back to it later.
Approval & repayments
If your loan is approved, you will receive the full amount in your GWCU account. We will organise repayments automatically with your employer, no hassle for you and no personal financial information shared with your employer.
Try our Loans@Work calculator to work out your rates and repayments.
Interest rate
From £100 to £4,999.99 - 18.9% APR
From £5,000 to £15,000 - 6.9% APR
Representative exampleBorrow £6,500 over 12 months, and repay £561.62 per month, total amount payable (including interest of £239.38) is £6,739.38 at 6.9% APR representative.
Our vision is simple; that we make the people and communities we serve better off. We do this by offering products and services which make borrowing and saving easy, fair, and affordable for everyone, promoting financial inclusion for those traditionally underserved by mainstream finance.
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