Larger loans to finance your dreams
With our lowest rate of 4.9% APR representative for loans of £7,500 to £15,000, we're making it more affordable than ever to finance your dreams and have a positive local impact.
- Competitive interest rate
- Interest you pay only benefits members in our local neighbourhoods
- No charges for overpayments or settling your loan early
You need to meet certain criteria to qualify for an Advantage Loan. If you do not meet the criteria, you could still apply for a personal loan.
1. You must have the disposable income to meet the loan repayment
2. You must be a homeowner for at least three years or have an excellent credit score (our decision on what constitutes an excellent score is final)
3. You must be employed for at least three years
4. You must have no adverse credit (for example CCJs or payment defaults) in the last 36 months
5. You must be up to date on any current borrowing with GWCU