Frequently asked questions
What is the Family Loan?
Our Family Loan lets you borrow from £500 up to £1,000 by switching your Child Benefit to a GWCU account for stress-free repayments and support that puts your family first.
Here’s what you get:
- Borrow up to £1,000
- Access your annual Child Benefit upfront — and repay gradually
- Stress-free repayments and support every step of the way
- 42.6% APR — fair, transparent, and made for real life
It’s a simple, supportive way to cover the costs that come with family life, from school shoes to birthday surprises.
Find out more here
Go back to: Child Benefit accounts