Debt Awareness Week 2026: Debt doesn’t define you
Debt Awareness Week 2026: Debt doesn’t define you
Debt can affect anyone. A change in circumstances, a rising bill, an unexpected cost, it doesn’t take much for finances to become overwhelming. More than half of people in the UK have experienced problem debt at some point in their lives, yet despite how common debt is, shame still stops many people from reaching out for the support they deserve.Â
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When shame gets in the way, people miss out on the very help that could make things easier. But support is available, and taking even one small step can change everything. Whether you're behind on bills, juggling repayments, or simply feeling out of control, you’re not alone
This Debt Awareness Week we’re sharing some steps that can help you move forward with confidence and stop letting shame get in the way of support.
Talk to someone you trust
Shame thrives in silence. But opening up can be the first step toward feeling lighter
More than half of people who’ve struggled with debt haven’t told anyone, not friends, not family. Keeping everything to yourself can make money worries feel bigger, heavier and harder to manage.
Talking to someone you trust, whether that’s a friend, a family member or a support organisation, can make a real difference. It can ease stress, help you feel less alone and take some of the pressure off.
At GWCU, we believe we’re better off together and that includes talking about money openly and honestly.
Check what support you might be entitled to
In challenging times, everyone deserves a safety net.
Tools like the Better Off Calculator can help you quickly check whether you’re missing out on benefits or financial support. It’s free, easy to use, and can highlight support you may not realise you’re entitled to.
There’s no shame in checking. Taking a moment to explore what support is available could give you a bit of extra breathing room and that small step can make a big difference.
Get free, confidential debt advice
You don’t have to navigate debt alone. Charities such as Citizens Advice, Talking Money and StepChange offer free, confidential support.
If you don’t feel like talking, StepChange’s Online Debt Advice Tool takes around 20 minutes, is completely anonymous, and gives you practical next steps tailored to your situation.
Reaching out isn’t a sign of failure, it’s a sign of strength.
Support from GWCU: We’re here to help, without judgement
If you’re worried about repayments or struggling with your finances, please reach out. Our Member Engagement Team is here to listen and help, not judge.
Depending on your situation, we may be able to:
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Offer a payment holiday
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Adjust your repayment plan
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Work with you to find the right long-term solution
We’re committed to helping you regain control because financial challenges shouldn’t define your future.
You can contact us by secure message, phone, or email at info@gwcu.org.uk
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Debt can affect anyone. Support should be for everyone. If you’re ready, take the step that feels right for you, whether that’s talking to someone you trust, checking what support you might be entitled to, or reaching out for confidential advice.
Whatever you choose, remember you are not alone, and we’re better off together.