5 ways a small loan can help spread the cost this Christmas

1. Ticking off the wish list 

Children grow fast and so do their wish lists. Toys, games, books, clothes, or that one special gift they’ve had their heart set on, the costs can creep up quickly. 
Most parents want to make Christmas feel special and spoil their children every now and then. A small loan can help you spread the cost of presents and tick off that wish list one gift at a time, without turning to high-cost credit. 

2. Winter clothing and essentials 

Although December means Christmas, it also means cold weather. Coats, boots, jumpers and warm layers often need replacing right as the festive season arrives. Buying everything at once can feel impossible when your budget is already stretched. 
Using part of your small loan from GWCU to cover essential winter clothing helps you stay prepared without putting pressure on the rest of your budget. 

3. Planning Christmas dinner (and all the extras) 

Whether you’re cooking for two or ten, Christmas dinner rarely comes cheap.The turkey, trimmings, puddings, drinks, snacks and those little extras that make the day feel special all add up. 
A small loan can help you plan ahead and spread the cost of your food shop, so you don’t have to dip into money meant for rent, bills or everyday essentials. 

4. Enjoying festive family moments 

The magic of Christmas is often in the memories we make, from festive outings, Christmas concerts, light displays or even a trip to the local panto. 
Even low-cost festive fun can add up over the month. A small loan can help you budget for the moments that matter most, without putting unnecessary pressure on your finances. 

5. Travel to see loved ones 

Travelling to see loved ones is a big part of Christmas, but the costs can add up fast. From fuel costs to train fares and last-minute bus tickets, travel costs can quickly push your budget over the edge. 
Using your small loan to spread the cost of Christmas travel means you don’t have to choose between seeing the people you care about and staying on top of your expenses. 

Whatever your plans this year 

Christmas can be a big expense for anyone, and no matter what your plans are this year, there are simple, safe ways to spread the cost and stay on top of your budget. A small Personal Loan can help you plan ahead, cover the festive essentials, and get through one of the most expensive times of the year with more confidence and less stress. 

Reminder: If you’d like a decision before Christmas, applications must be received by Monday 15th. Find out more about how a small Personal Loan can help you.