Loans you can afford
Access the money you need to cover essential costs or fund your dreams and life goals. Our loans are a much more affordable alternative to payday loans and doorstep options and competitive with many you’ll find on the high street.
The Annual Percentage Rate (APR) varies according to the size of the loan. For example, loans from £2,500 to £4,999 have a Representative APR of 21.9%. Please refer to the interest rate table for more details.
Representative APR from 13.9% to 42.6%; maximum 42.6% APR for a loan of less than £1,750.
You can borrow from £100 to £15,000 and spread your repayments from 1 month to 5 years, depending on how much you borrow.
£100 to £1,749: Repay your loan over a period of 1 month to 2 years
£1,750 to £2,499: Repay your loan over a period of 1 month to 3 years
£2,500+: Repay your loan over a period of 1 month to 5 years
Loans are subject to status.
What works for you is good for your community too. Unlike other lenders, we don’t send profits to faraway shareholders. Your interest only benefits members in our local neighbourhoods.
We’re on your side, so we’ll always consider you for a loan even if you’ve been turned down elsewhere.
- Fixed interest rates and no hidden fees or late payment charges
- Flexibility to repay weekly, fortnightly or monthly
- Everyone considered