Loans you can afford
Access the money you need to cover essential costs or spread the cost of emergency expenses. Our loans are much more affordable than payday and doorstep options.
The Annual Percentage Rate (APR) depends on the size of the loan. For example, loans from £1,750 to £2,499 have a Representative APR of 32.9%. Please refer to the interest rate table for more details.
The maximum APR is 42.6% for a loan of £1,750 or less.
You can borrow from £100 to £2,499 and spread your repayments over 1 month to 2 years for loans between £100 and £1,750 or repay over 1 month to 3 years for loans from £1,750 to £2,499. Loans are subject to status.
What works for you is good for your community too. Unlike other lenders, we don’t send profits to faraway shareholders. Your interest only benefits members in our local neighbourhoods.
We’re on your side, so we’ll always consider you for a loan even if you’ve been turned down elsewhere.
- Fixed interest rates and no hidden fees or late payment charges
- Flexibility to repay weekly, fortnightly or monthly
- Everyone considered